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Testimonials Wednesday, March 10, 2010
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Business Tools!
Many of these tools are free to use online. All our tools are very affordable!Accounting & Admin. Tools: View details by clicking here.
Tax Tools: Details
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Calculation of Days Out
Entity Planning Guide Set up a Business Entity |
Sales Tax Calculator
Standard Mileage rates Tax Estimates & Tax Planning |
Give us your feedback.
What tools should we add next? |
401k / 403b Tools: Details
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EBAR Calculation
HCE Limit Calculation |
Interim Testing Tool for 401k Plans (& 403b plans)!
Roth v. Traditional Retirement Plan Comparison Tool |
Most of these tools are available online free of charge! We hope you find them useful!
They are also available for purchase as a single-user license: The Passwords are removed; the design spec's & formulas are open to see and edit as you wish!
Purchased tools are provided in two formats:
Purchase them & download them to your PC so you can save your changes and print them in any format you wish.
ADMINISTRATIVE TOOLS:
Business Loan Package Checklist
We provide a detailed list of things you need in order to get a business loan. We also provide tools to help you put the package together, including a free template to help you write your own business plan! We also offer financial modeling software to help you create your own Financial Projections. You won't find more sophisticated and user-friendly tools anywhere!
A Detailed Business Plan Narrative
Write your own business plan using the same template we use in-house!
The business plan narrative is a free single-user license! IE: You can download it free of charge! It includes instructions to help guide you thru the process.
It's designed to integrate with one of the Financial Modeling tools offered on Projected Finanacial Statements.com. You can use another set of projected financial statements, but our software will save you a great deal of time and expense! You won't find a better Financial Modeling tool anywhere else!
Every new business should go thru the steps of preparing a detailed business plan. You will learn things about your business, your industry and yourself that you would never have learned otherwise. Preparing the detailed plan will help you eliminate many variables to failure, which improves your chances of success! This is why Banks and Venture Capitalists ask for them.
Expense Report - Revised in July 2009!
report calculates total mileage based on the odometer readings.
-You can also enter total mileage in the orange over-ride field.
credit card receipts, and employee advances
Use the expense report free online or download it as a single user license for a very low fee!
List of Financial Ratios Often Used in Financial Analysis
We show you many of the ratios used to analyze a company's financial condition - along with an explanation of why each ratio is considered to be important.
Loan Amortization Schedule
This schedule also helps you objectively analyze the value of a refinance loan by showing you the following:
This information is all displayed on the first page of the schedule - for your convenience! You can adjust the schedule size to whatever you like - up to 30 years (360 months).
Loan Amort. Sch. with a Loan Payment calculator
This schedule has all the functionality of the Loan Amortization Schedule, but it also calculates your monthly payment based on the loan amount, interest rate, term and downpayment. This schedule is great for any loan analysis!
Pay-Check Calculator!
Accurate to the penny in the State of Ohio! For other states: Over-ride the Ohio tables by entering your state's rate in the over-ride field.
Instantly calculate:
Personal Financial Statement
If you're going after a loan, you'll need one of these. This is easy to fill out, and it's very presentable!
We also provided ideas for appraising your small business using standard 'Rule of Thumb' methods.
Would you like us to Review Your Business Plan before you submit it?
If you are interested, we will use our time-tested underwriting process to review your plan and give you feedback.
This service is only $1,500, and it includes feedback from five experts, including a CPA and a CFP with over 40 years of combined experience.
Sample Chart of Accounts
This is a basic format that works for most small businesses and most industries. There are also a couple FAQs and some guidance on how to design a bullet-proof Chart of Accounts for your company!
There will be some accounts that don't apply to your business. Those accounts should be ignored.
Purchased tools are provided in two formats:
Purchase them & download them to your PC so you can save your changes and print them in any format you wish.
TAX TOOLS:
Calculation of Days Out
For Cities in Ohio:
Fill out this form if the following criteria are met:
Entity Planning Tool
This tool helps you estimate the tax ramifications of each entity by looking at total Projected Income. The Business owner's income and the company's income is combined to provide a better picture of each entity's total tax cost to the owner.
Don't pay more taxes than you have to!
Help Setting up a Business Entity
We have some very affordable Entity Setup Kits. These are tools that were created by top professionals in the Small Business community!
Also: If you need help setting up a Business Entity in the state of Ohio, we would be happy to assist you personally. Our company hedquarters are located in Central Ohio.
INCOME TAX Calculation Spreadsheets - For ESTIMATES & year-end Tax Planning!
C-CorpsS-Corps
LLCs, Partnerships, & Sole Proprietors.
We use these spreadsheets for tax planning, calculating estimates, and for calculating the deferred income tax entry for accrual basis financial statements. These tools are very useful, sophisticated, and user-friendly!
Sales Tax Calculator
Use this tool to calculate the tax on a taxable sale, or to figure the tax portion of a sale after the fact.
Standard Mileage Rates
This Table lists the Standard Mileage Rates allowed by the IRS since 1997.
Purchased tools are provided in two formats:
Purchase them & download them to your PC so you can save your changes and print them in any format you wish.
401k / 403b ADMINISTRATION TOOLS:
EBAR Calculation - Annual Method:
Not for the faint of heart. Use this if you have a plan that allows EBAR calculations; or plug in your data to see if your plan would benefit from an EBAR option. A TPA should be consulted if you are going to use an EBAR, cross-testing, and other complicated options to maximize contributions to HCEs.
IE: This tool is designed for TPAs.
Calculate your HCE Limits
If you know your Non-HCE Percentages, use this tool to make (or verify) your HCE limit calculation. Don't know what an HCE is? Take a look at 401ktest.com's Courses & Tables page.
Interim Testing Tool for 401k Plans & 403b Plans at 401ktest.com
Test your plan as often as you want for a low annual fee!
401ktest.com is a web service that makes testing easy, fast, and affordable!
- Securely upload your payroll data to 401ktest.com.
Go to "Edit Company" and answer 2 questions about time limits & age limits for plan participation.
Click “Current Year Test” and get your results almost instantly! You can also test using the Prior Year Method.
You just need to upload prior-year payroll information also.
401ktest.com is the most affordable interim testing solution on the web. No one else even comes close!
Comparative Analysis of ROTH v. TRADITIONAL RETIREMENT PLANS
Find out which investment choice is better based on your unique circumstances: How long till retirement, what you think your tax rate rate will be when you're old and grey, etc.
This is a great tool!
Purchased tools are provided in two formats:
Purchase them & download them to your PC so you can save your changes and print them in any format you wish.
Access our on-line tools quickly by
adding us to your list of favorites.
"Gruber and Company played
an important role in helping
transition our company from
a "small" firm into a more
sophisticated company."
See a list of endorsements
on our "Testimonials" page.
an important role in helping
transition our company from
a "small" firm into a more
sophisticated company."
See a list of endorsements
on our "Testimonials" page.
We assembled
checklists
for various Financial
Projects.
Click here to see which
tools will best serve
your needs.
for various Financial
Projects.
Click here to see which
tools will best serve
your needs.
Trading Mastermind
Forex Trading Seminars
Get all of your office supplies
at "bare bones" pricing.
Wholesale pricing cuts out the middle
man and brings you the lowest price on
paper, folders, printers, and so much more!
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Every serious investor needs a Trend Analyst on their team!
