"This is the kind
of report you would
expect to see from a
Fortune 500 Company."
See a list of endorsements
on our Testimonials page.
of report you would
expect to see from a
Fortune 500 Company."
See a list of endorsements
on our Testimonials page.
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ACCOUNTING TOOLS:
Expense Report
Financial Ratios & Instructions
Sample Chart of Accounts
ADMINISTRATION/HR TOOLS:
401k Testing Tools
Employee Benefit Plan Limits
Paycheck Calculator
Web-Site Design
Loan Payment Schedules
Loan Payment Calculators
BUSINESS PLAN/BUDGET TOOLS:
Business Plan Narratives
Business Loan Checklists
Business Valuation
Budget Templates
Personal Financial Statement
Projections & Cash Modeling
Source & Use of Funds Stmt
INVESTMENT ANALYSIS TOOL:
Comming Soon!
TAX TOOLS:
Days Out Calc for City Tax
Tax Entity Planning Guide
Entity Setup Tools
Income Tax Estimates
Sales Tax Calculator
Standard Mileage Rates
Tax Planning Guides
Expense Report
Financial Ratios & Instructions
Sample Chart of Accounts
ADMINISTRATION/HR TOOLS:
401k Testing Tools
Employee Benefit Plan Limits
Paycheck Calculator
Web-Site Design
Loan Payment Schedules
Loan Payment Calculators
BUSINESS PLAN/BUDGET TOOLS:
Business Plan Narratives
Business Loan Checklists
Business Valuation
Budget Templates
Personal Financial Statement
Projections & Cash Modeling
Source & Use of Funds Stmt
INVESTMENT ANALYSIS TOOL:
Comming Soon!
TAX TOOLS:
Days Out Calc for City Tax
Tax Entity Planning Guide
Entity Setup Tools
Income Tax Estimates
Sales Tax Calculator
Standard Mileage Rates
Tax Planning Guides
Meet Our TeamOur associates can provide the expertise you need to reach your business goals. Please contact us at your convenience to discuss how we can be of service to you and your company. 
Tony Gruber is the President of Gruber and Company, a CPA firm that has served privately owned companies since 1990; and President of
Projected Financial Statements.com.
Tony offers part time and project-based services such as financial & cash projections; internal
control analysis; tax planning & preparation; accounting & bookkeeping; business valuations; and compensation analysis & design.
He has helped with a number of business startups, including one IPO and several private placements.
Bob Ostrander. Founder of Saving Without Sacrifice. Bob has been involved in financial planning for over 40 years. He has presented
seminars to numerous corporations and has made regular presentations
on both television and radio. He is an expert with strategic planning,
cost containment strategies and employee benefits. He has helped take private business public and been involved in over 100 start-ups across
many industries.
Sandra Heusinkveld, MS, CLU.
As President and Founder of Financial Planning Perspectives, LLC, Sandra helps the owners of private companies do more with less, through a client-customized financial planning process and professional objectivity. Licensed and proficient in both insurance and investments, she possesses depth of experience in the areas of business succession planning and estate planning. Co-author of the book, Strictly Business, Founder of an advanced materials company, and a not-for profit organization, Sandra can help your business, its owners, and employees succeed from the inspiration/inception stage to passing the baton to the next generation. We wish you every success as you work to acheive your business goals! "Never give up! Never give up! Never, ever give up!" Winston Churchill |
Our Projections have served many companies in many industries including:
Architectural Firms
Engineering
Software Development
Construction
Pharmaceutical Firm
Accounting & Consulting
Programming & Development
Night Clubs
Fitness Centers
and Much More!